Being part of a family or an intimate relationship means that you experience direct consequences from situations that don’t primarily involve you. An injury to someone whom you love is a perfect example of a situation in which consequences can ripple out to impact many other people, including yourself.

When someone experiences a traumatic brain injury (TBI), the consequences can range from permanent incapacitation to changes in mood or personality, which is why TBIs are some of the most catastrophic injuries that a person can suffer. The more severe the underlying injury, the more impact it will likely have on the life of the injured party and the people in their immediate inner circle.

Expect drastic financial consequences

Brain injuries are a financial double threat, simultaneously reducing your household income while also generating potentially catastrophic levels of medical debt. If your loved one is unable to work during their recovery, your household income could decrease quite a bit as a result. Your family could easily find itself struggling to make ends meet in that situation.

If your loved one requires skilled medical care, you may also find yourself needing to stay home to provide that medical care, further reducing your household income due to the demand for your services as a caregiver.

You may have to outsource tasks previously performed by your loved one

The contributions an individual makes to a household are both financial and non-financial. Their income helps your family cover expenses and secure a decent standard of living. However, the same may be true of any unpaid services that they perform for your family, including yard care, childcare, housework and even meal preparation.

Needing to perform those services and tasks yourself or requiring outside help from someone who will charge you for those efforts can certainly have negative financial implications for your family.

You will need training and possible equipment for the medical care you provide

TBIs can impact everything from mobility to unconscious actions, like breathing. In severe cases, people may require life support or other complex medical machinery as the result of a TBI. Their home may require modeling or assistive technology to allow them to live there instead of in a long-term care facility.

In fact, you may need specialized training to provide support, monitor machines and care for your loved one after their TBI. That means a massive investment of time and money with potentially no end in sight.