Getting hurt on the job isn’t something that you planned to experience, and it can also be a situation that prompts people to panic or respond out of instinct. As such, it is usually a good idea to understand the process by which to report an injury and connect with workers’ compensation before a workplace injury ever takes place.
Knowing what you need to do for Connecticut workers’ compensation after a workplace injury will ensure that you take the right steps in the moment to protect yourself and the right to claim compensation for medical care or lost wages that you incur.
If possible, report the accident to your employer immediately
As soon as you are able to after the accident occurs, reach out to a team lead, manager, supervisor or human resources representative to advise them of what happened. You should report all details as soon as possible in order to ensure that your employer has records that corroborate your claims of what happened leading up to your injury.
Reporting as soon as something happens will ensure that the details remain fresh in your mind. However, if your injuries are so severe that you require emergency medical care, you may need to file the report after seeking treatment.
Get a timely medical evaluation and the care you need to recover
If you have to go to the hospital the same day that you get hurt, you likely will not have had time to file a claim yet. You should not wait until you handle your workers’ compensation paperwork to seek care. Instead, report the incident as an on-the-job injury to the medical providers that you visit.
That way, their records will corroborate your claims regarding the nature of your injury. Once they recommend a course of treatment, make every effort to comply with their recommendations and to document your compliance.
File the claim with the Workers’ Compensation Commission
Filing your claim for workers’ compensation benefits will involve submitting state paperwork and possibly medical documentation. Your employer may have to verify your report of the incident. It’s also possible that the physician who treats you may have to submit documentation.
Once the origin and severity of your injury are known, you will receive either an approval or denial for your benefits claim. If approved, you can likely receive 100% medical coverage for all medically necessary treatments and temporary or even permanent disability benefits if you can’t return to work while you recover or indefinitely.