Your life can flash before your eyes in the event of a major motor vehicle accident, and you might never be the same. A motorcycle crash can cause physical and emotional trauma as well as significant financial strain. Understanding your legal rights is essential to protecting your future.
Here are five important legal facts every injured rider in Connecticut should know.
1. Connecticut follows a modified comparative negligence rule
After a crash, determining fault is crucial. In Connecticut, if you share some of the blame, your compensation may be reduced. For instance, if you are found 20% at fault, your recovery is reduced by 20%. But if you’re more than 50% at fault, you may not recover any damages.
2. Helmet use can affect your claim
Under Connecticut law, only motorcycle riders and passengers under 18, as well as motorcycle learners (regardless of age), are required by law to wear helmets. If you are an adult with a full license, helmet use is optional. However, if you choose not to wear one and suffer head injuries in a crash, it can still affect your case. Insurance companies may claim that the lack of a helmet made your injuries worse, which could lower your compensation.
3. You may qualify for additional compensation
If your injuries keep you from working or cause lasting pain, you may be entitled to compensation for lost income, pain and suffering and future medical care. This is especially important for professionals whose injuries affect job performance or career growth.
4. Insurers are not obligated to offer a fair settlement
Insurers aim to settle your claim with the lowest possible amount. Do not give recorded statements or accept early offers until you know your case’s full value.
5. There is a deadline to file your claim
In Connecticut, you have a two-year window from the day your accident happened to file a personal injury claim. If you miss this deadline, it can cost you the right to pursue compensation, no matter how strong your case may be.
Strengthen your path forward
A motorcycle accident can be life-altering. Knowing your legal rights helps you understand the complexities that come next. By acting fast and seeking the right legal guidance, you can build a stronger case for your recovery.